With HSBC Insurance, once you apply online and are accepted for coverage, your life insurance protection begins the very same day. Your premium is guaranteed not to change over the initial term of the policy. Every policy comes with a 30-day Money Back Guarantee. Get a policy in hand in minutes! *
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INSURANCE PRODUCTS ARE

NOT A DEPOSIT

NOT FDIC-INSURED

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NOT GUARANTEED BY THE BANK

* If you qualify for the insurance

NetCoverage is a website owned and operated by Efinancial LLC  in accordance with its privacy policy and is not affiliated with HSBC Insurance. Michael Rowell is the licensed agent. The term life insurance is issued by Household Life Insurance Company, Detroit, MI, administrative office Bridgewater, NJ or First Central National Life Insurance Company of New York, home office New York, NY, administrative office Bridgewater, NJ which are subsidiaries of HSBC North America Holdings, Inc. The product is an obligation of Household Life Insurance Company or First Central National Life Insurance Company of New York, only in New York. Life insurance policies contain exclusions and limitations; benefits may vary due to misstatement of age or sex.  The policy is issued as Form Number HLI-8-132 for Household Life Insurance Company and Form Number CNY-8-815 for First Central National Life Insurance Company, or a variation of such. Companies are Rated as "A+ Superior" (2nd Highest Rating of 16) by A.M. Best Company.  The HSBC Insurance logo is a trademark of HSBC North America Holdings, Inc. and is used under license.
 
Form #: hlu-simplestart-20070625
ADV-08-135 (06/08)