Life Insurance Needs Calculator

You and your family

1

My age is:

Your age must be between 18 and 78

2

My family consists of:

Please select your family makeup

Just me

Me & my partner

Me & my kid(s)

Me, my partner, & kid(s)

3

I plan to spend

$

for my child's (or children's) entire post-high school education

Please enter the amount you plan to spend on education

In-state averages of tuition and boarding: $25k/year for 4-year public, $50k/year for 4-year private & about $15k/year for 2-year public per child^†

^† Source: https://www.debt.org/students/the-true-cost-of-college/

Your income and debt

4

I make

$

a year before taxes

Please enter your yearly income

Not including unearned income (investment income, disability, SSI, welfare, etc.)

5

How many years of income does your policy need to provide for your family? Suggested 5 or more years. Call 1.866.703.2332 1.800.957.9525 1.800.369.3990 for options beyond 10 years.

6

My remaining mortgage balance is: If your circumstances are unique, call us for assistance at 1.866.703.2332 1.800.957.9525 1.800.369.3990.

7

I have

$

in additional debt Car loans, credit cards, student loans, etc.

Your expenses

8

For funeral costs, my family will need: Average costs are $7,000 - $10,000^**

9

I need about

$

to cover additional expenses Consider a lump sum to cover costs for childcare, aging parents, donations, etc.

10

Currently, I have

$

in life insurance Individual, group, or other employee policies that will not be cancelled or replaced while this policy is in effect.

11

My savings are about

$

in total Savings, CDs, stocks, mutual funds, or other liquid assets. Real estate should not be included.

Term Life Insurance Calculator

You and your family

Your income and debt

Your expenses

Your term life insurance estimate

Based on our calculation, the benefit amount that best suits your financial situation is: